Skipping dental care because you do not have dental insurance, or because your plan barely covers what you actually need, is a common and frustrating problem for a lot of people in Charlotte. It often means putting off cleanings, delaying a filling, or avoiding the office altogether until something hurts.
At Imagine Dentistry at the Arboretum, we built our in-office dental membership plan to give patients without traditional insurance (or with coverage that falls short), a straightforward way to stay on top of their oral health. Through our financial information page, you can explore this option alongside CareCredit and Cherry financing to find the approach that fits your budget best.
What Is a Dental Membership Plan?
A dental membership plan is an alternative to traditional dental insurance. Instead of paying monthly premiums to an insurance company and hoping your plan covers the care you need, you pay us directly for a set of preventive services and a discount on additional treatment.
There are no claims to file, no waiting periods, and no annual maximums that run out right when you need care most. You simply enroll, and your covered services are included as part of your plan.
Who Benefits Most From a Membership Plan
Our membership plan tends to work best for patients who do not have dental insurance through an employer or spouse, patients whose current plan does not cover the treatment they need, and patients who want predictable costs without dealing with insurance red tape. It can also be a smart fit if you are between jobs, self-employed, or recently lost coverage and still want to stay consistent with your care.
Join our plan and experience all the benefits of membership without the hassles of dental insurance.
Once you are in our office, our doctors and team will confirm the correct membership plan for your needs and goals.
Already a member? Login
What Is Included in Our Membership Plan?
Every plan is built around the basics of preventive dentistry, plus a discount on most other treatment we provide. While specific details vary by tier, our plans generally include the following.
- Preventive visits: Routine exams and cleanings included as part of your membership.
- Digital X-ray images: Diagnostic imaging included at recommended intervals.
- Treatment discount: A reduced rate on additional dental work beyond preventive care.
We review your smile and any current concerns before recommending a plan, so you are only paying for coverage that actually applies to you. Because we adjust these details from time to time, we will walk you through current plan tiers and what applies to your situation when you call or come in for a visit.
How a Membership Plan Compares to Traditional Insurance
Traditional dental insurance can come with monthly premiums, deductibles, waiting periods for certain procedures, and annual maximums that cap what your plan will pay. Many patients also discover that their plan does not cover the treatment they came in for, or covers only a fraction of the cost.
Is a Membership Plan Right for You?
If you have been putting off dental care because you are uninsured, between plans, or frustrated by what your current insurance does or does not cover, our membership plan can offer a more predictable path forward. It is designed for patients who want quality care without the complexity of traditional insurance billing.
We also understand that every patient’s situation is different, which is why we offer multiple ways to make care affordable. Between our membership plan, CareCredit, and Cherry, most patients can find an option that works for their budget and their timeline.
Love. Your. Smile. at Imagine Dentistry at the Arboretum
Dr. Ann Blaine Coambs holds a Fellowship in the Academy of General Dentistry, a distinction fewer than 6% of general dentists in North Carolina have earned, and she has been recognized annually beginning in 2016 with a Charlotte Magazine Top Dentists Award. Her focus on straightforward, judgment-free care shapes how we built our membership plan and every other financial option we offer.
If you are ready to find a dental payment option that actually fits your life, our team is happy to walk you through the details of our membership plan, CareCredit, or Cherry financing and help you choose what makes the most sense for your smile. Reach out through our contact page to ask questions or schedule a visit, and let us help you take the next step toward consistent, affordable dental care.
*This plan has a one-time activation fee for monthly payments.
**This Dental Membership Plan is NOT dental insurance; it is a membership program for prepaid dental services offered by your dentist. The Plan and any discounts included do not cover procedures performed outside of our practice.
Your membership may include a combination of the following dental codes: D1110, D1120, D0150, D0120, D0272, D0274, D0210, D0330, D0140, D0220, D1206, D1208, D4910
